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Your car insurance rates should normally cover when renting a car in the U.S. and Canada. In fact, both countries generally recognize the same limit of liability coverage, collision and policy at this time (minus the deductible, of course). Unfortunately, this is not the same everywhere.
Mexico. Most U.S. insurance company car insurance provides protection for driving a car in the border area of Mexico alone. Mexico's legal obligation to pay to buy car insurance from the rental company in Mexico. Check Auto Europe Mexico information website on vacation in Mexico.
Europe. U.S. policy of automobile insurance that usually does not apply in Europe. Therefore, it is better to buy the insurance offered. Note that many foreign countries and third world do not recognize the standards of insurance regulation, so be sure to ask if your insurance will be recognized in the country you visit. Check Auto Europe for details of rent in many European countries.
A note on the credit card. Most drivers do not realize that credit cards can also provide additional insurance for the car if you use the card to pay the rent. Review the terms of the credit card to see if coverage is provided.
Check your policy first! Before renting a car anywhere, check your policy language to ensure they are covered. If you buy the insurance (full package, part of the package or an extra blanket), make sure you know the bills will be responsible for an accident. It's worth a few extra minutes at the rental counter! For more information on auto insurance and the law, check out our car insurance FreeAdvice Legal FAQ.